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1 1. See Jacques Bughin, Michael Chui, and James Manyika, Clouds, big knowledge, and smart assets: Ten tech-enabled business trends to observe ,” McKinsey Quarterly, 2010 Quantity 4. The tempo of expertise change, innovation, and business adoption since then has been beautiful. 12 Nov 2019 08:35h. Businesses may be social nonprofit enterprises or state-owned public enterprises operated by governments with specific social and monetary targets.